What shifts when women lead their wealth with intention?

study

Summary

Fidelity’s 2024 Women & Investing Study reveals a significant shift in women's financial engagement:

  • 71% of women now own investments in the stock market, marking an 18% increase from the previous year
  • Gen X and Boomer women exhibited the most substantial growth in investment participation, with increases of 18% and 23% respectively

This trend underscores a growing confidence among women in taking control of their financial futures, aligning investment decisions with personal values and long-term goals.

Note: This summary is intended to support reflection and discussion on intentional living and leadership.

Key Takeaways

1. Women Are Embracing Investing Like Never Before

  • The study finds that 71% of women now own investments in the stock market, an 18% increase compared to 2023.

2. Generational Shifts in Investment Participation

  • Gen X and Boomer women showed the most significant year-over-year increases in stock market participation, with jumps of 18% and 23% respectively.

3. Investing as a Tool for Generational Wealth

  • A substantial 71% of women agree that investing is a way to build generational wealth, with motivations including ensuring a certain quality of life for their children and affording goals like retirement and large purchases.

4. Gen Z Women Leading the Way

  • Gen Z women continue to lead in embracing investing, with 77% owning investments in the stock market, up six percentage points compared to 2023.

5. Financial Stress Remains a Concern

  • Despite progress, more than half of women surveyed admit their financial situation keeps them up at night at least monthly, with higher numbers for Gen Z (72%) and Millennial women (68%).

Where to Read It

Shared Resources

Reflection Prompts

"What does financial empowerment mean to me, and how can I align my investment strategies with my personal values?"

  • Why this works: Encourages introspection on personal financial goals and the alignment of investments with individual values.

"In what ways can I contribute to building generational wealth within my family or community?"

  • Why this works: Promotes thinking beyond personal gain, focusing on the broader impact of financial decisions.

Additional Resources

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Invitation to Integrate

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